Bank of America introducing a new checking account .

Bank of America is introducing a new checking account that requires no minimum balance and is free – as long as customers don’t want paper statements and stick mostly to the ATMs instead of visiting bank branches.With the new account, called eBanking, Bank of America is showing how it might come up with cheaper ways to offer checking accounts, rather than getting rid of free checking altogether.
Customers will not be charged for visiting tellers for other reasons, such as consulting on banking questions.

The eBanking accounts have been favorably received at a pilot program in Georgia, which kicked off in November. A third of all new checking accounts there have been through eBanking, Owen said.

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